Chase Bank, one of the most important financial institutions in America, offers a wide range of products and services. They offer financial services for individuals, families, and small businesses.
JPMorgan is the owner of them, making it one of the most important banks in the globe. They provide competitive rates and an excellent mobile app. They have numerous branches throughout the country, which makes them a great choice for those who need to access their accounts easily.
If you're looking for an interest-bearing account, you may want to consider the Chase Total Checking account, which offers no service fees with a minimum balance of $1500. If you do not maintain a minimum of $550, you will be charged $12 per month. To avoid this fee you will need to maintain a minimum balance of $50 per day by the close of business each day. This fee can be avoided by transferring money from your savings or bank account to your Chase Total Checking.
The Chase Mobile App makes it easy to access your account, make payments and get information. You can create recurring payments, make direct deposits, and use your Chase ATM debit card. It also features a feedback button, so you can share your experience with others.
Chase also has a website. Although not as user friendly as the competitors', the website does provide some basic information about the various products. You can find information on the various types of checking and savings accounts. It also lists the APYs and how you can earn interest.
One of the most impressive features of the Chase Mobile App is the fact that it is a fully digital banking solution. You can access your account using any smartphone or tablet. Also, you can make and accept payments with your card.
Chase's online portal is relatively easy to navigate, and is a good start for new customers. There are however no out-of-network ATMs and you can pay more for local services than your monthly allowance.
Chase has also had its share of consumer-related scandals. However, the company enjoys a strong reputation for providing services to private clients. They are also regulated via the Financial Services Compensation Scheme. This protects deposits upto PS85,000 and provides coverage for any losses. However, these are unlikely not to be covered.
Chase may not be the best bank out there, but they do have some unique features. One of these features is the ability to offer cash-back rewards when you use your credit card. This is especially valuable if you travel frequently abroad. The Chase mobile app can be used to make payments or deposit checks using your smartphone or tablet.
Chase's customer service is surprisingly decent. Although they don't have great customer reviews, Chase's customer service is excellent. They are willing to listen and address your concerns. And the representative you are assigned will quickly resolve any small issues.